Property
The management of property claims, including consequential financial losses, is our core business throughout the world. We undertake assignments utilising staff from our extensive network.  Property Claims Management covers all types of losses - residential, commercial and industrial, retail, large and mega in nature. Adjusters at Cunningham Lindsey are familiar with the business interruption claims which often result from property damage losses; we are equipped to deal appropriately with particularly complicated losses. On assignment of a claim, we appoint the right team comprising claims professionals and project management specialists to settle the claim and mitigate further losses. Our trained and experienced adjusters work toward fast, cost-effective settlement of claims involving any type of property.

Energy
We are one of the principal adjusters in the field of energy and petrochemical in the country. We have experience in handling major losses at hydel, thermal and nuclear power stations, pipelines, fertilizer plants, oil refineries and a variety of upstream and downstream process facilities, both, onshore and offshore. Our experience, combined with the technical competence of the adjusters, allows us to deliver sound and professional advice to our clients in the most difficult and unforeseen scenarios.

Retention of experts
Cunningham Lindsey has over 100 certified adjusters in an array of engineering disciplines within the organization. The Company also has strong ties with specialist consultants and professional organizations in other domains. These experts can be called upon to perform investigations and root cause analysis under any circumstances. These include restoration specialists, forensic scientists, schedulers, salvage buyers, forensic investigators and economists.

Engineering
Claims, that are not managed properly, can result in costs that are more than the original contract. Machinery Breakdown and Project losses from within every kind of industry have been our forte in technical competence. We employ specialist engineers across a range of disciplines within our staff, to provide focused back-up for our loss adjusting teams.
Our adjusters are trained to contain the loss as soon as possible, in order to minimize the extent of damage. The keen eye of experience helps our adjusters probe deeper into the root cause of the loss and minimize the extent of loss.

Construction / Advance Loss of Profits
We have been retained as nominated adjusters on some of the largest and most technically complicated construction and civil engineering projects in the country. We have a large dedicated team of adjusters with vast experience in handling engineering projects. We have handled numerous major infrastructure and building projects ranging from metro systems, oil refinery construction, thermal, hydel, nuclear power plants, pipelines, transmission lines, networking systems and fertiliser plants. We are pioneers in efficient and cost effective project monitoring schemes, particularly important where Advance Loss of Profits insurance is involved.

Fine Art and Specie
Our experienced adjusters provide the insurance market with the extensive range of specialised services that are required to handle Fine Art and Specie claims and risk surveys. Our experienced Jewellers Block and Fine Art loss adjusters have, over the years, provided the industry with specialized services in this field. Cunningham Lindsey also has valuation experts for fine art and specie properties. We have specialist valuers who cover all genres of art from the contemporary to the modern era.  Specialist valuation advice is available within every discipline, including jewellery, furniture, paintings, sculpture, ceramics and glass. Services include post-loss valuations, pre-risk surveys/valuations, and advice on diminition in value following damage, restoration and disposal of salvage/recovered items.

Marine
Our dedicated Marine surveyors are able to offer expertise in most aspects of cargo and hull/machinery surveys including loss prevention measures, supervision and control of cargo. Our qualified adjusters offer expertise in dealing with a variety of claims, including carriers' and warehouse keepers' liability. This service is available to the insurance market, P&I clubs, legal profession, logistics industry, carriers and traders. It is a specialised, efficient and fully integrated service which brings about the prompt resolution of problems wherever they may arise. The reach and infrastructure of Cunningham Lindsey International allows it to reach most locations within 24 hours in India.

Desktop Claims Processing
As pioneers in the field of insurance services in the country, Cunningham Lindsey has always strived towards providing its clients innovative means and processes for settling and managing claims. Using its IT infrastructure and technological capability, the business has developed a process that manages claims without visits to site. The desktop claims process is for claims up to a certain quantum, as stipulated by the client, and allows the adjuster to assess small losses online, without visiting the loss location. Documentation is received and scrutinized through a sophisticated process delivery system, thereby subjecting the Insured to minimum problems. Minimum documentary evidence is called for, to substantiate the loss, for Insurers to settle claims faster and more efficiently.

Liability
Cunningham Lindsey International Pvt. Ltd. understands the complex nature of liability claims and has the resources and capability to undertake, investigate and resolve such losses. We understand the effect such claims might have on the function of the Insured's business and thus realize the need for compliance with confidentiality. We handle liability claims at low cost and ensure that full, in-depth research is undertaken, to ensure all details and sequence of events is understood. We seek to avoid litigation and minimize conflict with an aim to settle the claims at an early stage. We aim to identify those cases that warrant early settlement or those cases that should be defended and suggest Insurers proceed with them accordingly. Where necessary, we engage experts to assist with ascertaining liability and quantum, e.g. forensic accountants, engineers and other specialists. When litigation cannot be avoided, we source the most appropriate expert witnesses and work with lawyers to manage the process to the best outcome for all. Our approach is one of partnership, with a mutuality of trust, coupled with transparency and openness.

Financial and Special Risks
Financial claims and obligations arise out of contractual relationships between institutional units. A financial claim entitles a creditor to receive a payment, or payments, from a debtor, in circumstances specified in a contract between them. We provide specialist loss adjusting and risk management expertise across a wide spectrum of financial, commercial crime, professional indemnity and product recall.
We employ economists, chartered accountants, lawyers and management specialists to deal with financial liabilities. Our experts keep in touch with the latest around the globe and keep abreast with the latest developments in the financial sector.